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Best Online Scratch Cards Casinos in the Philippines in 2025

By Victoria Michael | ⏲️ Reading time: 20 minutes

Scratch card games are easy to play, super fast and great fun! Here is your complete guide to the best online scratch cards in the Philippines this year.

List of The Best Scratch Online Casino

Rank Bookmaker Rating Bonus Get bonus
1
4.8/5
Casino Tournaments
Read review
2
4.5/5
First deposit bonus up to ₱100,000
Read review
3
4.8/5
Welcome Bonus up to 92,200 PHP + 150 Free spins
Read review
4
4.5/5
100% reward on your first deposit up to 6,000 PHP + 150 Free Spins
Read review
5
4.5/5
100% deposit bonus of up to 18,000 PHP
Read review
6
4.5/5
200% welcome package up to 90,000 PHP+ 150 FS
Read review
7
4.5/5
100% deposit bonus of up to 18,000 PHP
Read review
8
4.5/5
100% deposit bonus of up to 18,000 PHP
Read review

Scratch Cards in Online Casinos - Overview

Bons

Bons Casino main 1
Licensed in Curacao (license number 8048/JAZ 2019-055), Bons has the widest selection of scratch cards of any casino we have found. However, they are a challenge to find! Type ‘scratch’ into the search bar to find them. Once located, there is a fantastic variety and most can be played in demo mode, without having to sign up for an account. For real money players, Bons accepts a wide range of different payment methods, including cryptocurrencies.

🌐 Official Website https://bons.com/en-ph
🎁 Welcome BonusWelcome bonus up to 100,000 PHP
🎰 Scratch Cards65+
💳 Payment MethodsBitcoin, Credit Card, Mastercard, Skrill, Visa, Neteller, GCash, Binance Pay, Dogecoin, Litecoin, Piastrix, Ripple, Tether, PaySafeCard, Bank Transfer, Jeton, Paymaya, MuchBetter, GrabPay, VegaWallet, Rapid Transfer
💲 Minimum Deposit50 PHP
💲 Minimum Withdrawal200 PHP
Pluses
  • More than 65 scratch cards on offer
  • Scratch cards playable for free in demo mode
  • Great welcome bonus
Minuses
  • Scratch cards are tricky to locate

 

22Bet

22Bet casino
22Bet has over 45 different scratch cards for its customers to enjoy, with many having the capability to be played in demo mode, so you can try before you buy. Filipino customers can choose from a decent range of different payment methods to make a deposit, including E-Wallets and cryptocurrencies. 22Bet holds licenses from Curacao (license no. 8048/JAZ2017-067) and from the Kahnawake Gaming Commission in Canada (license no. 00882), so you can be confident that your data (and your funds) are in safe hands.

🌐 Official Website https://22wingo.com/
🎁 Welcome Bonus100% first deposit bonus up to 18000 PHP
🎰 Scratch Cards45+
💳 Payment MethodsBank Transfer, GCash, Maya, GCash QR, Skrill, Bitcoin, Ethereum, TRON, Dogecoin, Binance Coin BSC, Tether on BSC, Tether on Ethereum, Tether on Tron, Litecoin, USD Coin on Ethereum, XRP
💲 Minimum Deposit50 PHP
💲 Minimum Withdrawal62 PHP
Pluses
  • Scratch cards can be played in demo mode
  • Over 45 different scratch cards
  • Choice of promotions for new and existing customers
Minuses
  • Customer support can be slow at times

 

1xBet

1xBet casino
Licensed in Curacao (License number: 1668/JAZ), 1xBet has more than 45 different types of scratch cards to choose from. Most of these can be played in demo mode, without the need to open a 1xBet account. Of course, should you wish to bet real money, you will need to register a new account. In this instance, a range of different payment methods are accepted, including several popular Filipino E-Wallets. The casino welcome package on offer is very generous, although customers are required to make a  number of deposits to receive the full bonus amount.

🌐 Official Website https://1x-bet-in.ph/en
🎁 Welcome BonusWelcome package up to 95000 PHP + 150 Free Spins
🎰 Scratch Cards45+
💳 Payment MethodsG-Cash Direct, PayMaya, GCash, Bank Transfer, GrabPay, GCash QR, Palawan Pay, FortunePay, Help2Pay, 7-Eleven, Online Banking
💲 Minimum Deposit100 PHP
💲 Minimum Withdrawal50 PHP
Pluses
  • Scratch cards can be played in demo mode
  • Generous welcome bonus
  • Wide range of payment methods available
Minuses
  • Many games excluded from bonus wagering requirements

 

20Bet

20Bet casino
20Bet is another casino where the search function is needed to locate the scratch cards. However, once found, customers can enjoy playing from a choice of over 35 different scratch cards, with a variety of different themes. Even better, all of these can be played in demo mode, so you do not need to part with your cash until you are satisfied that there is a game that you will enjoy playing. 20Bet allows deposits via a range of different payment methods, including crypto, and is licensed in Curacao (license number 8048/JAZ2017-067) so you can be confident that your funds are safe.

🌐 Official Website https://20asia.net/en_ph
🎁 Welcome Bonus100% bonus up to 7,000 PHP + 120 Free spins
🎰 Scratch Cards35+
💳 Payment MethodsSkrill, Visa, Mastercard, Apple Pay, Google Pay, Bank Transfer, BP wallet, GCash, Maya, Bitcoin, Ethereum, Litecoin
💲 Minimum Deposit60 PHP
💲 Minimum Withdrawal600 PHP
Pluses
  • Over 35 different scratch cards
  • Range of payment methods, including crypto
  • Good welcome bonus
Minuses
  • High minimum withdrawal amount

 

MegaPari

MegaPari casino 2
MegaPari is unusual in that it only has one type of scratch card available, which users must be logged in to play. However, MegaPari can also offer customers a generous welcome offer and fantastic selection of other casino games to play. MegaPari is licensed in the Union of Comoros (license number ALSI-112310012-F15) so you can feel confident providing them with your personal data.

🌐 Official Website megapari.com/en
🎁 Welcome Bonus100% Welcome Bonus up to 93,300 PHP + 150 Free Spins
🎰 Scratch Cards1
💳 Payment MethodsGcash Manual, Maya, GOtyme, PalawanPay, JetonBank, Bank Transfer, BinancePay, USDT (BEP20), BTC.
💲 Minimum Deposit50 PHP
💲 Minimum Withdrawal100 PHP
Pluses
  • Generous welcome bonus
  • Mobile app
  • Good value RTP on games
Minuses
  • Only one scratch card available

How to Choose the Best Online Scratch Card Casino?

We thoroughly review every scratch card casino that we recommend, so you can choose any of the casinos from our list and be confident that you are using a good one. However, not every bettor is the same and what we think makes a casino number one may not match your feelings on the matter. Therefore, we have put together a list of points that you might like to consider, when choosing the best scratch card casino for you:

  • Licensing & security

    When providing a casino website with your personal and financial details, it is essential that safety and security are your absolute top priority. For this reason, it is important to choose a scratch card casino which is properly licensed and regulated by the relevant authorities and has rigorous cyber security measures in place.

  • Game variety & providers

    Before you register an account and provide your personal details to a casino site, it is well worth having a click around and seeing what is on offer. The best scratch casino sites offer a range of different scratch cards from a variety of different providers. If the casino site you are considering does not offer any games that look appealing to you, then there is little point in signing up with them.

  • Filipino-friendly payment methods

    Most scratch card bettors have their preferred payment method when using online casinos, whether as a means to ringfence gambling funds or simply for convenience. That is why we recommend casinos that accept Filipino-friendly payment methods such as GCash and PayMaya to make transactions as straightforward and hassle-free as possible, but it is always worth checking before you sign up that your chosen scratch card casino offers your preferred payment method.

  • Customer support rating

    When things go wrong, good customer support is worth its weight in gold, especially where money is involved. That is why we test the customer support services of all of the scratch card casino sites that we recommend, to ensure that they offer an efficient, friendly and effective service.

    Customer Support icon
  • Mobile options (app/browser)

    If you are one of the many players that enjoys playing scratch card games from the convenience of their smartphone, it is well worth looking for casino sites that have their own dedicated app, or at least a website that is optimised for mobile use.

    Mobile Exclusive Bonuses

How to Play Online Scratch Cards?

Playing online scratch cards couldn’t be simpler. Just navigate to the scratch card section of your favourite casino site and follow the steps below:

  • Pick a game
    step 1

    choose the scratch card you would like to play

  • Set your wager
    step 2

    select the amount you want to bet on your chosen scratch card

  • Scratch
    step 3

    click ‘scratch all’ or drag the virtual coin across the card to scratch it

  • Claim your winnings
    step 4

    your winnings will be automatically credited to your account balance

Understanding Scratch Card Rules & Game Features

Scratch card mechanics are fairly simple compared to other casino games. First, there is an overlaid image, which players ‘scratch’ using a virtual coin (or the ‘scratch all’ button) to uncover a number of icons underneath. The screen will then show ‘win’ or ‘lose’ depending on the outcome. Most of the time, a win is achieved by matching three symbols of the same type, but sometimes a series of ‘win’ symbols will be shown on one scratch panel, which players will need to match other revealed symbols to.

In most cases, the overlay follows the theme of the scratch card, while the symbols revealed are numbers showing the amount of money that can be won. Cost per scratch is low; from as little as $1 or the equivalent PHP.

Scratch Card Odds, RTP & Prize Structures

Whether or not a scratch card will win is determined by a random number generator, so you can be sure that the outcome is fair. Every scratch card game has a Return to Player (RTP) value. The higher the RTP, the better value offered by the scratch card. Scratch card RTPs can vary between providers and between scratch cards from the same provider, so it is a good idea to check the RTP of a scratch card before you pay to play.

When it comes to prize structures, matching different symbols will give different prizes. The size of the prize could be from 0.5x the bet amount, up to 100,0000x. While the smallest prizes will be won most often, there are usually at least 15 different tiers to the prize amounts. Some scratch cards also have progressive jackpots available.

Scratch CardProviderPrizesRTP
Cash PoolHacksaw Gaming$1 - $150,00055.61%
Icy Cool ScratchBoldplayUp to 250x total bet95.38%
Rat RitchesHacksaw Gaming$0.50 - $100,00052.66%
9 Planet Shockers ScratchBoldplayUp to 250x total bet94.72%
Scratch Alpaca SilverB GamingUp to 100,000x total bet90%
Happy ScratchHacksaw Gaming$0.10 - $1,00092.02%

Tips & Strategy to Win at Scratch Cards

Of course, no one can guarantee a win on scratch cards. However, there are some good strategies that you can use to help make the most of your gambling budget and gamble responsibly:

  • Set a budget
    It cannot be overstated how important it is to set a budget and stick to it when participating in any type of gambling. One strategy to avoid overspending could be to ring fence your scratch card budget in an online E-Wallet account.
  • Choose games with high RTP
    When deciding which game to play, it is a good idea to choose a game with a high Return to Player (RTP). This is because in general, the higher the RTP, the higher the percentage of your wagers you are likely to get back. Information on the RTP of a game can usually be found in the information section. You must remember that the house always wins in the end, so be mindful of your betting budget when playing with scratch cards of any RTP.
  • Use bonuses wisely
    Most casinos offer a variety of promotions, some of which can be used when playing scratch cards. Playing with these bonuses can help to stretch your gambling budget and enable you to get longer game play time out of your money.
  • Avoid emotional spending
    When participating in gambling of any kind, it is essential to avoid emotional spending. Emotional spending refers to behaviours such as chasing your losses to try to win back any money you may have lost. You are unlikely to win your money back, particularly if you are betting when worried, stressed or upset. Always set a gambling budget and stick to it.
  • Know when to cash out
    Know when to cash out This point goes hand in hand with the previous one. If you are lucky enough to be ‘up’ on the house after playing scratch cards for a time, it is wise to cash out your profits. Of course, you can choose to continue playing if you would like to, but remind yourself that the house always wins eventually, and any profits you had could soon be gone.

Mobile Scratch Card Casinos in the Philippines

Most casino sites have created dedicated mobile apps in response to the increasing popularity of smartphones. This enables players to enjoy playing scratch cards via the convenience of their smart devices, whether at home or on the go. In the few cases where an online casino site does not have its own app, it is likely to have a mobile-optimised site, so customers can still access the site using their smartphone using their mobile web browser.

Whichever way users choose to access casinos via their smartphone, they can enjoy all of the same functionality as at the desktop site. Customers can use their smart device to log in to their scratch card casino account, make deposits and withdrawals, and play games. While a user may wish to be mindful of data usage when playing casino games via a smart phone, this should not be an issue if the device is linked to wi-fi.

In terms of gaming experience, a dedicated casino app is likely to make for a better scratch card betting experience than playing via a mobile web browser. However, this is ultimately down to personal preference and whether a user wants a casino app on their smartphone, or not.

Why Play Scratch Cards Online in PH?

Here are some of the reasons that Filipino players may prefer to play scratch cards online, rather than buying physical paper copies.

  • Instant Play - There’s no need to visit a shop in person when playing scratch cards online
  • Bonuses - Online bonuses can make your scratch card gambling budget go further
  • Bigger Payouts - Generally, online scratch cards have higher potential winnings than physical scratch cards, especially if there are progressive jackpots on offer
  • Game Variety - Some scratch card casino sites have over 60 different varieties of scratch card available to their customers
  • Mobile Access - Most online scratch cards can be played on a smartphone, making them far more accessible and convenient than physical scratch cards

Final Verdict: Best Online Scratch Card Experience for Filipinos

When it comes to online scratch card casinos, there are a number of excellent options for players to choose from. All have great qualities, but some excel in particular areas where others have strengths elsewhere. Take a look at the reviews at the top of this article, plus the table below while heeding the rest of our advice to choose the best scratch card casino for you. Happy scratching!

👌 Best variety of scratch cards Bons
🎰 Best live casino 20Bet
📱 Best mobile app Megapari
💳 Widest range of payment methods 22Bet
🎁 Best welcome offer 1x Bet

FAQ. Frequently Asked Questions

  • 💡 Is it legal to play scratch cards online in the Philippines?

    Yes, it is legal for Filipino players to play scratch cards online, although the casino sites providing this service must be properly licensed and regulated.

  • 💡 Can I deposit using cryptocurrencies at scratch card casinos?

    Yes, many scratch card casino sites allow transactions using cryptocurrencies.

  • 💡 How do online scratch cards work?

    Just like physical paper scratch cards, you ‘scratch’ an overlay using a virtual coin to reveal symbols or values. Match three symbols/values to win!

  • 💡 Can I play scratch cards using my smartphone?

    Yes, most scratch card casinos have mobile optimised sites or mobile apps so users can play using their smartphone.

  • 💡 Which is the best scratch card casino for Filipino players?

    Check out our top 5 casinos to find the best scratch card casino for you.

Author
Victoria Michael
Editor-in-Chief from St. Louis, Missouri, USA. B.A. in education, certified linguist. Future Writer Award winner. Victoria leads content projects on Software Development, SaaS, Medicine, HR.
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